Texas Adjuster Practice Test 2025 – 400 Free Practice Questions to Pass the Exam

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Question: 1 / 400

In Texas, can an adjuster receive a commission on the claims they settle?

Yes, if approved by the insurance company

No, adjusters may not receive commissions based on claim outcomes

In Texas, the regulation regarding the compensation of adjusters is clear: they are prohibited from receiving commissions based on claim outcomes. This rule is in place to ensure that adjusters remain impartial and act in the best interest of policyholders, avoiding any conflict of interest that could arise from personal financial incentives tied to the claims they handle.

The structure of commissions could potentially motivate an adjuster to settle claims for a lesser amount to maximize their own earnings, which could be detrimental to the insured. This regulatory framework promotes ethical practices within the profession and reinforces the adjuster's role as an unbiased evaluator of claims. Therefore, the answer that states adjusters may not receive commissions based on claim outcomes accurately reflects the legal standards governing this profession in Texas.

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Yes, but only for high-value claims

It depends on the terms of the adjuster's contract

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