Texas Adjuster Practice Test 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

Which of the following scenarios would disqualify a claimant from receiving Worker’s Compensation benefits?

The injury occurred on the job

The injury was self-inflicted during a break

In the context of Worker’s Compensation, the principle is that benefits are designed to cover injuries that occur as a direct result of employment activities. When an injury is self-inflicted, this indicates that the claimant has harmed themselves, rather than being injured due to the inherent risks of their job or workplace environment. Therefore, such an injury is not compensable under Worker’s Compensation laws.

In contrast, when an injury occurs on the job, regardless of circumstances (as indicated in the first and fourth scenarios), it generally qualifies for compensation. Similarly, injuries caused by unforeseen external factors, such as an act of God, may also give rise to compensability depending on the specific circumstances. However, self-infliction removes the connection between the injury and the employer's responsibility, leading to the disqualification for benefits.

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The injury is due to an act of God

The claimant was on the job during the injury

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