Texas Adjuster Practice Test 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

What is the maximum coverage amount for a building under the Flood Policy?

$200,000

$300,000

$500,000

$250,000

The maximum coverage amount for a building under the Flood Policy is indeed $250,000. This amount is set by the National Flood Insurance Program (NFIP) and reflects the maximum limit for residential buildings in participating communities. This policy aims to provide coverage for structural damage caused by flooding.

It's important to note that while there are separate limits for contents coverage and different coverage options for commercial properties, the specific limit for residential buildings aligns with the $250,000 mark. Having this understanding is vital for adjusters when evaluating claims and ensuring that policyholders are aware of their coverage limits for properties situated in flood-prone areas.

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