Texas Adjuster Practice Test 2025 – 400 Free Practice Questions to Pass the Exam

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How are accidents typically regarded in terms of foreseeability?

They are always predictable

They are often unintended

Accidents are typically regarded as often unintended because they occur without premeditation or planning. This characteristic highlights their unexpected nature; accidents can arise from unforeseen circumstances or errors in judgment rather than being the result of deliberate actions. The legal context of foreseeability emphasizes that while certain events might be predictable based on past experiences or existing hazards, the essence of an accident lies in its unexpected occurrence. In contrast to other choices, which may imply a level of control or intention, recognizing accidents as often unintended aligns with common understanding in risk management and liability discussions. This understanding is crucial for adjusters when assessing claims and determining the factors leading to an incident.

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They are usually planned

They are based on previous experiences

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